GlossaryEN1 min readUpdated: Jun 12, 2026

Marine Cargo Insurance

Marine cargo insurance covers loss or damage to goods from loading at the export port through discharge at the destination port, including all standard port and transhipment operations.

Last updated: 12 June 2026Published: 22 November 2025

Source: https://www.investopedia.com/terms/m/marine-cargo-insurance.asp

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Marine cargo insurance covers loss or damage to goods from loading at the export port through discharge at the destination port, including all standard port and transhipment operations. Depending on the policy, coverage includes hull risks (seawater ingress, stranding, collision), cargo risks (theft, spoilage, mildew), and optional extensions. The insurance premium depends on cargo value, cargo risk classification, chosen coverage scope, and historical loss ratios. Importers and exporters typically select either all-risks or named-perils policies (with standard exclusions such as war and strikes).

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