GlossaryEN1 min readUpdated: Jun 26, 2026
Institute Cargo Clauses A
Institute Cargo Clauses A provide the broadest standard protection in marine cargo insurance: they cover all risks of physical loss or damage to goods in transit unless a specific peril is explicitly excluded.
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Incoterms 2020 Simulator: Who bears costs & risk?
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Institute Cargo Clauses A provide the broadest standard protection in marine cargo insurance: they cover all risks of physical loss or damage to goods in transit unless a specific peril is explicitly excluded. Key exclusions include war, strikes, inherent vice, wilful misconduct of the insured, and confiscation. This 'all-risks-unless-excluded' structure places the burden on the insurer to define what is NOT covered—the opposite logic of the named-perils approach used in ICC B and ICC C. Exporters shipping high-value, fragile, or technologically sensitive goods typically opt for ICC A, accepting a higher premium in exchange for minimal coverage gaps. Issued by the London market, these clauses serve as the global benchmark for comprehensive marine cargo protection.
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⚖️ ICC Incoterms 2020
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