GlossaryEN1 min readUpdated: Jun 26, 2026
Institute Cargo Clauses A
Institute Cargo Clauses A (ICC A) offer the broadest available insurance cover for goods in transit, operating on an all-risks basis: every peril is covered unless explicitly excluded in the policy wording.
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Definition & Explanation
Institute Cargo Clauses A (ICC A) offer the broadest available insurance cover for goods in transit, operating on an all-risks basis: every peril is covered unless explicitly excluded in the policy wording. Standard exclusions include wilful misconduct by the insured, war and strikes risks, inherent vice, and ordinary wear and tear. Shippers of high-value or sensitive cargo – pharmaceuticals, electronics, fine art – typically opt for ICC A because the all-risks scope accurately reflects the exposure profile of such goods. Compared to the named-perils approach of Clauses B and C, ICC A commands higher premiums. Published by the Institute of London Underwriters, these clauses are the market benchmark for international sea freight and multimodal shipments.
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