GlossaryEN1 min readUpdated: Jun 14, 2026

High Cargo Value Insurance Coverage

High-value cargo insurance covers shipments of significant financial worth against loss, damage, or theft occurring during transport, handling, and often interim storage.

Last updated: 14 June 2026Published: 19 June 2025

Source: https://www.marsh.com/us/services/marine-cargo-insurance.html

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Logistics Concept

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High-value cargo insurance covers shipments of significant financial worth against loss, damage, or theft occurring during transport, handling, and often interim storage. Underwriters assess each risk individually, taking into account commodity type, packaging standards, routing, and the parties involved, before setting the premium and coverage limit. The key distinction from standard carrier liability is scope: international liability regimes typically cap the forwarder's exposure at a modest amount per kilogram, leaving most of the actual value unprotected. A tailored cargo policy bridges that gap by covering the true market or invoice value of the goods. Typical risks include jewellery, fine art, consumer electronics, and industrial machinery; for high-value exporters, such coverage is often contractually required by the buyer.

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High Cargo Value Insurance Coverage

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