Freight forwarders and logistics planners apply risk adjustment at the loading stage: rather than optimizing cargo placement solely by volume and weight, they incorporate risk variables—seasonal weather, route hazard profiles, insurance coverage, historical damage rates—to minimize total cost of ownership (transport fees plus potential liability claims) while improving on-time delivery.
Source: https://www.inboundlogistics.com/cms/risk-adjusted-cargo-load-planning/
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