GlossaryEN1 min readUpdated: Jun 22, 2026
CMR insurance
CMR insurance enters the picture the moment a road carrier operates across international borders under the CMR Convention: it covers the carrier's statutory liability for loss of, damage to, or delay in delivery of goods, up to the limits prescribed by the Convention and expressed in Special Drawing Rights (SDR) per kilogram of gross weight.
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Source: https://unece.org/transport/road-transport/cmr-convention
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Logistics Concept
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Definition & Explanation
CMR insurance enters the picture the moment a road carrier operates across international borders under the CMR Convention: it covers the carrier's statutory liability for loss of, damage to, or delay in delivery of goods, up to the limits prescribed by the Convention and expressed in Special Drawing Rights (SDR) per kilogram of gross weight. In many European countries, commercial road carriers are legally required to hold this cover, typically placed through specialist transport liability insurers. Premiums generally reflect the carrier's route profile, cargo mix, and claims history. CMR insurance is distinct from cargo insurance, which protects the shipper's or consignee's own interest in the goods rather than the carrier's liability exposure.
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