Combined Ratio
Quelle: https://www.investopedia.com/terms/c/combinedratio.asp
A metric that expresses total costs as a percentage of revenue, typically defined as the sum of claims and underwriting expenses divided by earned premiums. In insurance, a ratio below 100% indicates underwriting profit (technical profitability). In logistics/supply chain, it can be adapted as an overall measure of total operating costs relative to revenue.
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