# Insurance certificate

*Last updated: 2026-06-22*

> Freight forwarders, exporters, and banks handle insurance certificates as a routine part of international trade documentation.

Freight forwarders, exporters, and banks handle insurance certificates as a routine part of international trade documentation. The certificate is a concise documentary proof that a specific shipment is covered under a transport insurance policy, stating the insured party, the insured value, the covered perils, and the period of cover. In letter-of-credit transactions, banks routinely require it alongside the bill of lading and commercial invoice. It must not be confused with the full insurance policy: the policy sets out all contractual terms, exclusions, and premium conditions, whereas the certificate simply confirms cover for a single consignment. Under an open cover arrangement, the exporter or freight forwarder draws the certificate independently for each shipment against the master policy.

**Source:** [https://en.wikipedia.org/wiki/Certificate_of_insurance](https://en.wikipedia.org/wiki/Certificate_of_insurance)

## Quick Facts

| Property | Value |
|---|---|
| Term | Insurance certificate |
| Language | EN |
| Word count | 116 |
| Last updated | 2026-06-22 |
| Source | https://en.wikipedia.org/wiki/Certificate_of_insurance |

---

*Logistics Glossary — Freight Academy: [https://www.freight-academy.com/en/glossary/insurance-certificate](https://www.freight-academy.com/en/glossary/insurance-certificate)*

*Markdown mirror: [https://www.freight-academy.com/api/md/glossary/en/insurance-certificate](https://www.freight-academy.com/api/md/glossary/en/insurance-certificate)*

*JSON summary: [https://www.freight-academy.com/api/v1/glossary/insurance-certificate/llm-summary?lang=en](https://www.freight-academy.com/api/v1/glossary/insurance-certificate/llm-summary?lang=en)*