# Institute Cargo Clauses A

*Last updated: 2026-06-26*

> Institute Cargo Clauses A provide the broadest standard protection in marine cargo insurance: they cover all risks of physical loss or damage to goods in transit unless a specific peril is explicitly excluded.

Institute Cargo Clauses A provide the broadest standard protection in marine cargo insurance: they cover all risks of physical loss or damage to goods in transit unless a specific peril is explicitly excluded. Key exclusions include war, strikes, inherent vice, wilful misconduct of the insured, and confiscation. This 'all-risks-unless-excluded' structure places the burden on the insurer to define what is NOT covered—the opposite logic of the named-perils approach used in ICC B and ICC C. Exporters shipping high-value, fragile, or technologically sensitive goods typically opt for ICC A, accepting a higher premium in exchange for minimal coverage gaps. Issued by the London market, these clauses serve as the global benchmark for comprehensive marine cargo protection.

**Source:** [https://www.lloydslondon.com](https://www.lloydslondon.com)

## Quick Facts

| Property | Value |
|---|---|
| Term | Institute Cargo Clauses A |
| Language | EN |
| Word count | 115 |
| Last updated | 2026-06-26 |
| Source | https://www.lloydslondon.com |

---

*Logistics Glossary — Freight Academy: [https://www.freight-academy.com/en/glossary/institute-cargo-clauses-a-2](https://www.freight-academy.com/en/glossary/institute-cargo-clauses-a-2)*

*Markdown mirror: [https://www.freight-academy.com/api/md/glossary/en/institute-cargo-clauses-a-2](https://www.freight-academy.com/api/md/glossary/en/institute-cargo-clauses-a-2)*

*JSON summary: [https://www.freight-academy.com/api/v1/glossary/institute-cargo-clauses-a-2/llm-summary?lang=en](https://www.freight-academy.com/api/v1/glossary/institute-cargo-clauses-a-2/llm-summary?lang=en)*