# Express Freight Insurance Programs

*Last updated: 2026-06-24*

> Express freight insurance programs go where standard carrier liability ends: statutory caps under the Montreal Convention, CMR, or Hague-Visby Rules often cover only a fraction of the actual cargo value, leaving shippers exposed on high-value, time-sensitive shipments.

Express freight insurance programs go where standard carrier liability ends: statutory caps under the Montreal Convention, CMR, or Hague-Visby Rules often cover only a fraction of the actual cargo value, leaving shippers exposed on high-value, time-sensitive shipments. These dedicated policies are used by shippers and freight forwarders moving pharmaceuticals, electronics, luxury goods, or temperature-sensitive cargo via express or air freight. Typical features include full declared-value coverage, deductible waivers, and fast-track claims settlement. Where carrier contracts create coverage gaps – a common situation in express and air freight – these programs provide the financial protection that standard liability simply does not.

**Source:** [https://www.investopedia.com/terms/s/shipping-insurance.asp](https://www.investopedia.com/terms/s/shipping-insurance.asp)

## Quick Facts

| Property | Value |
|---|---|
| Term | Express Freight Insurance Programs |
| Language | EN |
| Word count | 100 |
| Last updated | 2026-06-24 |
| Source | https://www.investopedia.com/terms/s/shipping-insurance.asp |

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