# All-Risk Coverage Transport Insurance

*Last updated: 2026-06-16*

> All-risk coverage transport insurance protects goods against physical loss or damage from any external cause during transit, unless a specific exclusion applies under the policy terms.

All-risk coverage transport insurance protects goods against physical loss or damage from any external cause during transit, unless a specific exclusion applies under the policy terms. It is the most comprehensive form of cargo insurance and the default choice for high-value or fragile consignments in international freight. Standard exclusions include inherent vice or defect of the goods, war and strike risks, and inadequate packing by the shipper. The coverage should not be confused with Total Loss Only (TLO) policies, which respond solely when an entire consignment is lost – a far narrower scope. Shippers and freight forwarders typically arrange all-risk cover through a marine cargo policy, regardless of whether the actual mode of transport is sea, air, or road.

**Source:** [https://www.investopedia.com/terms/a/all-risks-coverage.asp](https://www.investopedia.com/terms/a/all-risks-coverage.asp)

## Quick Facts

| Property | Value |
|---|---|
| Term | All-Risk Coverage Transport Insurance |
| Language | EN |
| Word count | 119 |
| Last updated | 2026-06-16 |
| Source | https://www.investopedia.com/terms/a/all-risks-coverage.asp |

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